They don’t have to wait for adding a payee/beneficiary as this can be done in an instant Users don’t need to give any banks details like an account number or IFSC code for sending or receiving money through Paytm. Most banks and BHIM UPI apps are associated with Paytm BHIM UPI ID to allow easy, quick and instant money transfer services 24/7. This way, they can easily link a savings bank account for money transfer needs. Paytm users can now create a Paytm BHIM UPI ID for themselves via the app. Paytm, one of the most popular Indian digital wallets, is also offering integrated services in the form of BHIM UPI platform.
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